Mortgage Foreclosure Sale
Notice of foreclosure by advertisement.
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Alcona County, starting promptly at 10 a.m. on April 22, 2020.
The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Default has been made in the terms and conditions of a certain mortgage made by Daniel F. Gonzalez and Denise R. Gonzalez, husband and wife, to NPB Mortgage LLC, dated June 17, 2004, and recorded on June 28, 2004, in book 402, page 1,428, document number 200400002857, Alcona County records, Michigan. Said mortgage was lastly assigned to and is now held by Northpointe Bank, a Michigan banking corporation by assignment of mortgage, recorded on August 29, 2019, Liber 553, page 771, instrument number 201900002863, Alcona County records, Michigan.
The sum claimed to be due and owing on said mortgage as of the date of this notice is $116,782.77 with interest accruing at $25.43 per diem. The mortgagee will apply the sales proceeds to the debt secured by the mortgage as stated above, plus interest on the amount due at a rate of interest equal to 7.950 percent per annum; all legal costs and expenses, including attorney’s fees allowed by law; and also any amount paid by the mortgagee to protect its interest in the property.
The properties to be sold at foreclosure are all that real estate situated in the township of Mikado, county of Alcona, State of Michigan, described as follows:
Parcel 7: A part of the west 1/2 of Section 24, T25N, R8E, being more particularly described as beginning at a point distant north 02 degrees 46 minutes 06 seconds east 1326.04 feet and north 87 degrees 17 minutes 35 seconds west 1200.00 feet from the south 1/4 corner of said Section 24; thence north 32 degrees 01 minute 44 seconds west 287.87 feet; thence north 37 degrees 17 minutes 48 seconds east 411.15; thence 78.37 feet along the arc of a curve to the left, radius 581.98 feet, central angle 7 degrees 42 minutes 58 seconds, chord bears south 37 degrees 34 minutes 00 seconds east 78.32 feet; thence south 41 degrees 26 minutes 00 seconds east 100.00 feet; thence south 25 degrees 51 minutes 33 seconds west 482.37 feet to the point of beginning.
Tax Parcel ID No.: 091-024-300-055-00. Commonly known as: 2649 Wildwood Trail Mikado, Mich. 48745.
The redemption period shall be six (6) months from the date of sale pursuant to M.C.L. §600.3240(8). If the property is sold at foreclosure sale, under M.C.L. §600.3278 the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice March 18, 2020 Northpointe Bank, a Michigan Banking Corporation.
Kilpatrick & Associates, P.C. Attorneys for Northpointe Bank, a Michigan banking corporation
903 N. Opdyke Road, Suite C
Auburn Hills, Mich. 48326